Business Loan Programs & Updates
When you need a business loan, you want a lender who will treat you with dignity and go the extra mile to make your dream a reality.
We’re here to help. Southwest Initiative Foundation is not just a lender, we’re a partner. We’re here to support you every step of the way, with a variety of loan products to fit your needs. Whether you’re an entrepreneur or large employer, our experienced team can leverage resources and connections to help you grow and improve. We’ll help you find the loan that’s right for you.
In partnership with banks and credit unions, economic development organizations, nonprofit lenders and private investors, we create and retain quality jobs, foster entrepreneurship and help our communities – large and small – compete in a global marketplace.
Our microloan program receives funding assistance from the U.S. Small Business Administration and U.S. Department of Agriculture.
Loan Programs Update
Thank you for your interest in our loan programs! We’re experiencing a historic level of demand from entrepreneurs pursuing their dreams—whether launching a startup, expanding a business, or planning for succession. More than 20 percent of our total lending volume from the past 39 years is currently active in our portfolio. That’s a remarkable milestone, and we’re honored to be part of so many journeys.
Not accepting new loan applications at this time
Due to this unprecedented volume, temporarily pausing all new loan inquiries and additions to our waiting list until further notice. Our focus will be on supporting current borrowers and finalizing applications already in progress. We understand this may be disappointing, and we sincerely apologize for any inconvenience this may cause.
Resources for entrepreneurs
While we’re unable to take on new loan applications at this time, there are other organizations that may be able to assist you:
We appreciate your understanding and look forward to re-engaging with new applicants in 2026. In the meantime, we celebrate the incredible momentum of entrepreneurs across our region!